Break Free from Debt, for Good
A clear clarity-first approach to debt and all life decisions.
At Life After Debt, we're more than just advisors; we help you find clarity when life feels overwhelming. We've walked the path of financial hardship, and we provide a safe, shame-free space to understand your situation and see your next steps clearly. Our free Clarity Calls connect you with tools and insights that make a real difference, giving you immediate direction and relief. You're not alone on this journey. Clarity is the first step toward lasting change in all areas of life. We’ve helped thousands of people flip their financial script, and now we’re here to help you gain clarity in the areas that matter most to you, including finances, business, health, and personal growth. There truly is Life after Debt, and clarity will get you there.
WHAT WE DO
Book Your Free Clarity Call
Negotiate Your Way Out of Debt Course
Business Coaching
With Life After Debt,
You Will:
→ Find inspiration and advice to help you take debt-free-ready steps
→ Learn that you’re not alone in this — the average American has some sort of debt struggle, and we’re here to break its stigma
→ Connect with a community of like-minded individuals on the debt-free journey, entrepreneurship journey, and everything in between
"Debt freedom is the one freedom that opens all the other freedom doors in your life"
“When Larry and I met Amber a couple of years ago, we had just lost our business, which meant a large six-figure income vanished overnight. That led us down a road of unwanted debt to survive. In fact, $35,000 of debt to be exact. It put pressure on our marriage and our ability to rebuild our life. Amber offered simple hope, a simple plan to attack our debt. First, we made a decision. Then we executed it. In just about a year’s time, we were debt-free again! Debt freedom is the one freedom that opens all the other freedom doors in your life!”
Financial Freebie
Trending Spending
This free workbook is designed to help you track your daily spending habits and understand your financial situation. By starting the day with a clear picture of your finances, you can aim to end each day in the green rather than the red.
GET READY TO FLIP YOUR SCRIPT
GET READY TO FLIP YOUR SCRIPT
Do you feel you have an idea but don’t know where to start? Are you a business owner who desires to take your company from good to great? Are you ready to hear from a professional and take the next step of growth in your business?
Business Coaching
LISTEN IN and
Get Inspired
Listen to past episodes of the Life After Debt Podcast and get inspired you to take charge of your life. We're here to guide you in cutting your spending and eliminating the weight of credit card debt, freeing you from the burden of shame and guilt.
about our team
Meet Amber
Life After Debt is led by Amber Duncan, a serial entrepreneur who has seen rock bottom and turned that struggle into a mission: helping others gain clarity and move forward. After Amber and her husband, both mortgage brokers at the time, declared bankruptcy during the financial collapse of 2008, they recognized a need for support that guides individuals out of the silent prison debt can create. Since then, propelled by a desire to create space for vulnerability and understanding in the financial world, Amber has helped thousands of people regain control of their finances, settle over 100 million dollars in credit card debt, and gain clarity in the areas that matter most, including their business, health, and personal growth. Amber knows that everyone has a story and that everyone has the ability to find life after debt and clarity to move forward with confidence.
REAL people, REAL RESULTS
Testimonials
-
"Her and her team worked endlessly, and 100% of my debt was cut in half!"
"Amber and I met in the middle of what felt like a financial nightmare. I had checked all the boxes, yet I could not pay off my 18K debt. She didn't judge me for my past financial decisions, she just told me "We're taking care of this". That was an answered prayer. Her and her team worked endlessly, and 100% of my debt was cut in half! Life after debt is a sweet place to be!! Highly recommend Amber and her team!”
-Gee -
"Debt freedom is the one freedom that opens all the other freedom doors in your life"
“When Larry and I met Amber a couple of years ago, we had just lost our business, which meant a large six-figure income vanished overnight. That led us down a road of unwanted debt to survive. In fact, $35,000 of debt to be exact. It put pressure on our marriage and our ability to rebuild our life. Amber offered simple hope, a simple plan to attack our debt. First, we made a decision. Then we executed it. In just about a year’s time, we were debt-free again! Debt freedom is the one freedom that opens all the other freedom doors in your life!”
-Kelly -
"Amber has been a friend throughout the process as well as a tough, but fair, overseer of our mission"
"Amber has been a friend throughout the process as well as a tough, but fair, overseer of our mission. She has always been brutally honest and has never been misled during this journey. It is often hard for a "friend-to-friend" venture but, in this case, we could not have asked more from her. Working with her over these past few years has been an enriching experience. And Amber… thank you for always being you.”
-Nick