Ryan Paul James

Debt Resolution Advisor

Access financial tips and everything you need to reach your goals.

At Life After Debt, we're more than just advisors; we're a community that understands. We've walked the path of financial hardship, and we're dedicated to providing a safe, shame-free space for you to regain control. Our free clarity calls connect you with resources that make a real difference, offering immediate relief. You're not alone in this journey. We're here to guide you to lasting financial freedom. We have helped thousands of individuals flip their script financially and we are committed to doing the same for you. There truly is Life after Debt and we will get you there.

WHAT WE DO


Book Your Free Clarity Call

With Life After Debt, You Will:

→ Find inspiration and advice to help you take debt-free-ready steps

→ Learn that you’re not alone in this — the average American has some sort of debt struggle, and we’re here to break its stigma

→ Connect with a community of like-minded individuals on the debt-free journey, entrepreneurship journey, and everything in between

"Debt freedom is the one freedom that opens all the other freedom doors in your life"

“A couple of years ago we lost our business, which meant a large six-figure income vanished overnight. That led us down a road of unwanted debt to survive. In fact, $35,000 of debt to be exact. It put pressure on our marriage and our ability to rebuild our life. Amber offered simple hope, a simple plan to attack our debt. First, we made a decision. Then we executed it. In just about a year’s time, we were debt-free again! Debt freedom is the one freedom that opens all the other freedom doors in your life!”

Financial Freebie

Trending Spending

This free workbook is designed to help you track your daily spending habits and understand your financial situation. By starting the day with a clear picture of your finances, you can aim to end each day in the green rather than the red.

GET READY TO FLIP YOUR SCRIPT

GET READY TO FLIP YOUR SCRIPT

LISTEN IN and

Get Inspired

Listen to past episodes of the Life After Debt Podcast and get inspired you to take charge of your life. We're here to guide you in cutting your spending and eliminating the weight of credit card debt, freeing you from the burden of shame and guilt.

about our team

Meet Ryan

Ryan has been an actor, radio personality, and writer in the entertainment industry for over thirty years. While finding a lot of success in Hollywood, both Ryan and his wife Melissa have seen a business they once conquered take a dramatic turn.

With Covid and strikes, they found their work take a downturn for the worse. They also were challenged with personal matters like multiple miscarriages and unexpected medical bills not covered by health insurance. To maintain the lifestyle they were used to, the easy thing to do was to start living off credit cards. Before they knew it, they found themselves in a financial hole that seemed impossible to climb out of. Thanks to their friendship with Amber Duncan and being introduced to “Life After Debt," they now find themselves out of credit card debt.

Ryan knows the struggle well and has seen so many friends who have been in crippling debt, lost their homes, or moved to another state. Ryan is determined to help others achieve their own financial freedom, erase their stress, and eliminate those anxiety attacks.

REAL people, REAL RESULTS

Testimonials

  • "Her and her team worked endlessly, and 100% of my debt was cut in half!"

    "Amber and I met in the middle of what felt like a financial nightmare. I had checked all the boxes, yet I could not pay off my 18K debt. She didn't judge me for my past financial decisions, she just told me "We're taking care of this". That was an answered prayer. Her and her team worked endlessly, and 100% of my debt was cut in half! Life after debt is a sweet place to be!! Highly recommend Amber and her team!”

    -Gee

  • "Debt freedom is the one freedom that opens all the other freedom doors in your life"

    “When Larry and I met Amber a couple of years ago, we had just lost our business, which meant a large six-figure income vanished overnight. That led us down a road of unwanted debt to survive. In fact, $35,000 of debt to be exact. It put pressure on our marriage and our ability to rebuild our life. Amber offered simple hope, a simple plan to attack our debt. First, we made a decision. Then we executed it. In just about a year’s time, we were debt-free again! Debt freedom is the one freedom that opens all the other freedom doors in your life!”

    -Kelly

  • "Amber has been a friend throughout the process as well as a tough, but fair, overseer of our mission"

    "Amber has been a friend throughout the process as well as a tough, but fair, overseer of our mission. She has always been brutally honest and has never been misled during this journey. It is often hard for a "friend-to-friend" venture but, in this case, we could not have asked more from her. Working with her over these past few years has been an enriching experience. And Amber… thank you for always being you.”

    -Nick

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THIS CAN BE YOU