When dealing with debt, many individuals feel trapped by the constant pressure from creditors and debt collectors. However, there’s an important piece of information that could help you regain control: the statute of limitations on credit card debt.  If you’re facing old credit card debt, understanding the statute of limitations is a powerful tool in your debt relief journey. Here’s why knowing about it matters and how it can help you make more informed decisions about your financial future.

Imagine your financial journey as a driver in a manual transmission car. You're stuck in first gear, struggling to gain momentum, the engine roaring but progress slow. Debt weighs you down, limiting your options and creating constant stress. That’s where Life After Debt comes in. We're your experienced driving instructors, ready to guide you through the gears, smoothly and confidently, until you're cruising comfortably in fifth.

How many times a day do you find yourself beating yourself up over your current debt situation? I talk to so many individuals that simply cannot remove the shame and guilt they pour over themselves daily with where they are with their finances. Let me share a little secret with you... Debt is neither good nor bad... it just is.

How many times a day do you find yourself beating yourself up over your current debt situation? I talk to so many individuals that simply cannot remove the shame and guilt they pour over themselves daily with where they are with their finances. Let me share a little secret with you... Debt is neither good nor bad... it just is.

Financial Literacy by definition is the ability to understand and use various financial skills, including personal financial management, investing and budgeting to obtain wealth. It truly is the foundation for a smart relationship with money. It allows one to understand a variety of important financial skills and concepts. Knowledge is truly power and the more knowledge one can obtain around their finances, the less likely they are to be in a compromising position.

I can vividly remember a time when I struggled to make ends meet and found myself searching for different ways to earn extra income. I was tenacious and committed to being part of the solution rather than part of the problem. I did it all and found it to be so fun to find avenues to drive additional revenue that can get you on the path to financial freedom and allow you to flip your script once and for all.

Finances can seem so overwhelming and for most individuals, you are in a constant state of "What should I do first?" so I thought that in the month of February, I would deliver to you what I feel is a true financial priority list. This should serve to guide you as you navigate your personal finances and my desire is that it also introduces you to some opportunities that you were unaware of until reading it.

Happy 2024 to all of our subscribers. We are so grateful for each and everyone of you who have been on this Life after Debt journey with us. When we launched in 2023, we truly had no of what the response was going to be and to say I am eternally grateful is an understatement. I am a firm believer that God gives each of us giftings that are not for our sole purpose, but for those around who we can bless with our giftings.