Spring Cleaning Your Finances: Stop Wasting Money & Take Back Control
Spring is in the air…
And with it comes the urge to declutter, refresh, and reset. You’re probably cleaning out your closet, tossing things you don’t need, and maybe even listing a few items for sale.
But when was the last time you did the same for your finances?
Most people don’t realize how much financial clutter they’re carrying—subscriptions they don’t use, bills they’re overpaying, and debt that’s eating away at their financial future. So, let’s roll up our sleeves and do some real spring cleaning, shall we?
Step one
Declutter & Cash In
Look around—chances are, you have hundreds of dollars sitting in your home in the form of stuff you don’t use. Sell it. Facebook Marketplace, Poshmark, eBay—whatever works. That money could go toward paying down debt instead of collecting dust.
Step two
Audit Your Bills & Statements
Grab your last three months of bank statements. Highlight every charge you don’t recognize or every bill that seems higher than it should be.
Are you still paying for a free trial you forgot to cancel?
Are there fees you didn’t agree to?
Can you negotiate your phone, internet, or insurance bill?
Companies bank on you not noticing these charges. Time to prove them wrong.
Step three
Stop Throwing Away Money on Interest
If you’re only making minimum payments on high-interest debt, you’re burning money. Consider a 0% balance transfer credit card or better yet—negotiate your way out of debt entirely (yes, it’s possible).
Step four
Simplify Your Accounts
The more accounts you have, the harder it is to keep track of your money. Close out old accounts, consolidate where possible, and make your financial life simple and stress-free.
Step five
Cut the Subscriptions That Are Draining You
One here, one there—it doesn’t seem like much, but those $9.99 charges add up fast. Go through your subscriptions and cancel everything you don’t actively use.
And Here’s the One Thing That’s Costing You the Most...
Most people go through these steps and feel good about their progress. But the biggest mistake they make?
They don’t take real action on their debt.
Let’s be real—paying minimums, hoping it magically disappears, and avoiding those collection calls isn’t a strategy. It’s time to face it head-on and take control.
And the good news? You don’t have to do it alone. I can show you exactly how to negotiate your way out of debt, settle for less than you owe, and finally break free.
If you’re serious about cleaning up your finances this spring, let’s make sure you’re not leaving thousands of dollars on the table.
Book a FREE clarity call today and let’s talk about your next move.
Life After Debt
Feeling trapped by debt? Life After Debt is your ticket to financial freedom. It's time to take control of your life! Our mission is to empower you to slash your spending, get rid of credit card debt, and break free from the weight of shame and guilt. Say goodbye to the grip of debt and discover how we can guide you toward a brighter, debt-free future. See how we can help below!